After TUSD is converted into ibTUSD, TUSD deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more TUSD.

Alpaca Finance

AUTO

TUSD deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS.

Venus Protocol

BNB-DOT is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-DOT tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-DOT tokens.

PancakeSwap

Feeder Finance

BNB-UNI is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-UNI tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-UNI tokens. APY includes fees.

BNB-LINK is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-LINK tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-LINK tokens. APY includes fees.

XRP deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS.

ADA deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more ADA.

Rabbit Finance

RABBIT

ADA deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS. 

ADA deposits are yield-optimized at Atlantis Loans Protocol and auto-compounded at ACryptoS.

Atlantis Loans

BNB-XRP is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-XRP tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-XRP tokens.

BNB-ETH is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-ETH tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-ETH tokens.

VAI deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS.

LINK deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS.

LINK deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more LINK.

LINK deposits are yield-optimized at Atlantis Loans Protocol and auto-compounded at ACryptoS.

LINK deposits are lent to SpookySwap's FTM/LINK leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky FTM/LINK

TAROT

LINK deposits are lent to SpiritSwap's FTM/LINK leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spirit FTM/LINK

FIL deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more FIL.

BNB deposits are diversified across target vaults and strategies. Weightings are automatically rebalanced based on target TVL and APY. Rewards auto-compound into more BNB multiple times a day.

Auto Diversify

BNB deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more BNB.

After BNB is converted into beltBNB, beltBNB deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more BNB.

Belt Finance

After BNB is converted into ibBNB, ibBNB deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more BNB.

BNB deposits are yield-optimized at Atlantis Loans Protocol and auto-compounded at ACryptoS.

BNB deposits are yield-optimized at Channels Finance Protocol and auto-compounded at ACryptoS. APY includes fees.

Channels Finance

BNB deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS. APY includes fees.

BNB deposits are lent to SpookySwap's FTM/BNB leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky FTM/BNB

BUSD deposits are diversified across target vaults and strategies. Weightings are automatically rebalanced based on target TVL and APY. Rewards auto-compound into more BUSD multiple times a day.

BUSD deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more BUSD.

BUSD deposits are sent to Dopple Finance's 2Pool LP to provide liquidity and stake. Platform rewards are auto-compounded into more BUSD.

Dopple Finance

DOPX 2Pool Compound

After BUSD is converted into 4Belt, 4Belt deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more BUSD.

4Belt

belt-4p

BUSD deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS. 

After BUSD is converted into ibBUSD, ibBUSD deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more BUSD.

BUSD deposits are sent to Dopple Finance's DOP LP to provide liquidity and stake. Platform rewards are auto-compounded into more BUSD.

Dopple Swap Pool

DOPX Dop Compound

BUSD deposits are yield-optimized at Channels Finance Protocol and auto-compounded at ACryptoS.

BUSD deposits are yield-optimized at Qubit Finance. QBT and BUNNY are auto-compounded at Bunny into more BUSD.

Qubit Finance

BUNNY

BUSD deposits are yield-optimized at Atlantis Loans Protocol and auto-compounded at ACryptoS.

LTC deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more LTC.

XVS deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more XVS.

XVS deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS. 

 ETH deposits are diversified across target vaults and strategies. Weightings are automatically rebalanced based on target TVL and APY. Rewards auto-compound into more ETH multiple times a day.

ETH deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more ETH.

After ETH is converted into beltETH, beltETH deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more ETH.

After ETH is converted into ibETH, ibETH deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more ETH.

ETH deposits are yield-optimized at Channels Finance Protocol and auto-compounded at ACryptoS.

ETH deposits are yield-optimized at Qubit Finance. QBT and BUNNY are auto-compounded at Bunny into more ETH.

ETH deposits are yield-optimized at Atlantis Loans Protocol and auto-compounded at ACryptoS.

ETH deposits are lent to SpookySwap's BTC/ETH leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky BTC/ETH

ETH deposits are lent to SpookySwap's FTM/ETH leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky FTM/ETH

ETH deposits are lent to SpookySwap's ETH/YFI leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky ETH/YFI

ETH deposits are lent to SpiritSwap's FTM/ETH leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spirit FTM/ETH

CAKE deposits are diversified across target vaults and strategies. Weightings are automatically rebalanced based on target TVL and APY. Rewards auto-compound into more CAKE.

Deposited CAKE will go to PancakeSwap through AutoFarm vault. Platform rewards auto-compound into CAKE.

CAKE deposits are farmed at PancakeSwap and auto-compounded at ACryptoS vault. 

CAKE deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more CAKE.

SXP deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS.

BNB-ADA is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-ADA tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-ADA tokens.

UNI deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more UNI.

RABBIT deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more RABBIT.

BUSD-BTCB is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BUSD-BTCB tokens are yield-optimized by auto-compounded CAKE rewards into more BUSD-BTCB tokens.

DOT deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS.

DOT deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more DOT.

DOT deposits are yield-optimized at Atlantis Loans Protocol and auto-compounded at ACryptoS.

ETH-USDC is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of ETH-USDC tokens are yield-optimized by auto-compounded CAKE rewards into more ETH-USDC tokens.

BNB-BTCB is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-BTCB tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-BTCB tokens.

BNB-BUSD is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-BUSD tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-BUSD tokens.

After USDC is converted into 4Belt, 4Belt deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more USDC.

USDC deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS. 

USDC deposits are sent to Dopple Finance's DOP LP to provide liquidity and stake. Platform rewards are auto-compounded into more USDC.

USDC deposits are yield-optimized at Qubit Finance. QBT and BUNNY are auto-compounded at Bunny into more USDC.

USDC deposits are yield-optimized at Atlantis Loans Protocol and auto-compounded at ACryptoS.

USDC deposits are lent to SpiritSwap's FTM/USDC leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spirit FTM/USDC

USDC deposits are lent to SpookySwap's FTM/USDC leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky FTM/USDC

USDC deposits are lent to SpookySwap's USDC/fUSDT leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky USDC/fUSDT

BNB-USDT is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-USDT tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-USDT tokens.

After DAI is converted into 4Belt, 4Belt deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more DAI.

DAI deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS.

DAI deposits are sent to Dopple Finance's DOP LP to provide liquidity and stake. Platform rewards are auto-compounded into more DAI.

DAI deposits are yield-optimized at Qubit Finance. QBT and BUNNY are auto-compounded at Bunny into more DAI.

DAI deposits are lent to SpookySwap's FTM/DAI leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky FTM/DAI

BTCB deposits are diversified across target vaults and strategies.  Weightings are automatically rebalanced based on target TVL and APY.  Rewards auto-compound into more BTCB multiple times a day.

BTCB deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more BTCB.

After BTCB is converted into beltBTC, beltBTC deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more BTCB.

ETH deposits are yield-optimized at Venus Protocol and auto-compounded at ACryptoS.

After BTCB is converted into ibBTCB, ibBTCB deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more BTCB.

BTCB deposits are yield-optimized at Channels Finance Protocol and auto-compounded at ACryptoS.

BTCB deposits are yield-optimized at Qubit Finance. QBT and BUNNY are auto-compounded at Bunny into more BTCB.

USDT deposits are yield-optimized at Atlantis Loans Protocol and auto-compounded at ACryptoS.

BTC deposits are lent to SpookySwap's BTC/ETH leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

BTC deposits are lent to SpookySwap's FTM/BTC leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky FTM/BTC

BNB-BETA is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-BETA tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-BETA tokens.

BUSD-ALPACA is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BUSD-ALPACA tokens are yield-optimized by auto-compounded CAKE rewards into more BUSD-ALPACA tokens. APY includes fees.

BNB-AXS is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-AXS tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-AXS tokens. APY includes fees.

BUSD-RAMP is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BUSD-RAMP tokens are yield-optimized by auto-compounded CAKE rewards into more BUSD-RAMP tokens.

BNB-C98 is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-C98 tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-C98 tokens.

USDC-CHESS is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of USDC-CHESS tokens are yield-optimized by auto-compounded CAKE rewards into more USDC-CHESS tokens.

BNB-QBT is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-QBT tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-QBT tokens.

FTM-DAI is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-DAI tokens are yield-optimized by auto-compounded BOO rewards into more FTM-DAI tokens.

SpookySwap

ETH-YFI is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of ETH-YFI tokens are yield-optimized by auto-compounded BOO rewards into more ETH-YFI tokens.

YFI deposits are lent to SpookySwap's ETH/YFI leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

YFI deposits are lent to SpiritSwap's FTM/YFI leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spirit FTM/YFI

FTM-USDT is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-USDT tokens are yield-optimized by auto-compounded BOO rewards into more FTM-USDT tokens.

FTM-SNX is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-SNX tokens are yield-optimized by auto-compounded BOO rewards into more FTM-SNX tokens.

FTM-BIFI is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-BIFI tokens are yield-optimized by auto-compounded BOO rewards into more FTM-BIFI tokens.

ETH-BTC is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of ETH-BTC tokens are yield-optimized by auto-compounded BOO rewards into more ETH-BTC tokens.

FTM-BTC is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-BTC tokens are yield-optimized by auto-compounded BOO rewards into more FTM-BTC tokens.

FTM-SUSHI is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-SUSHI tokens are yield-optimized by auto-compounded BOO rewards into more FTM-SUSHI tokens.

FTM-ETH is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-ETH tokens are yield-optimized by auto-compounded BOO rewards into more FTM-ETH tokens.

FTM-MIM is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-MIM tokens are yield-optimized by auto-compounded BOO rewards into more FTM-MIM tokens.

SUSHI deposits are lent to SpiritSwap's FTM/SUSHI leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spirit FTM/SUSHI

FTM-BNB is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-BNB tokens are yield-optimized by auto-compounded BOO rewards into more FTM-BNB tokens.

FTM-ICE is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-ICE tokens are yield-optimized by auto-compounded BOO rewards into more FTM-ICE tokens.

FTM-WOOFY is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-WOOFY tokens are yield-optimized by auto-compounded BOO rewards into more FTM-WOOFY tokens.

FTM-SPELL is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-SPELL tokens are yield-optimized by auto-compounded BOO rewards into more FTM-SPELL tokens.

FTM-AAVE is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-AAVE tokens are yield-optimized by auto-compounded BOO rewards into more FTM-AAVE tokens.

FTM-SCREAM is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-SCREAM tokens are yield-optimized by auto-compounded BOO rewards into more FTM-SCREAM tokens.

FTM-CRV is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-CRV tokens are yield-optimized by auto-compounded BOO rewards into more FTM-CRV tokens.

FTM-ANY is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-ANY tokens are yield-optimized by auto-compounded BOO rewards into more FTM-ANY tokens.

FTM-CREAM is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-CREAM tokens are yield-optimized by auto-compounded BOO rewards into more FTM-CREAM tokens.

FTM-TREEB is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-TREEB tokens are yield-optimized by auto-compounded BOO rewards into more FTM-TREEB tokens.

FTM-LINK is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-LINK tokens are yield-optimized by auto-compounded BOO rewards into more FTM-LINK tokens.

FTM-USDC is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-USDC tokens are yield-optimized by auto-compounded BOO rewards into more FTM-USDC tokens.

USDT deposits are diversified across target vaults and strategies. Weightings are automatically rebalanced based on target TVL and APY. Rewards auto-compound into more USDT multiple times a day.

USDT deposits are lent at Rabbit Finance. Platform rewards are auto-compounded into more USDT.

USDT deposits are sent to Dopple Finance's 2Pool LP to provide liquidity and stake. Platform rewards are auto-compounded into more USDT.

After USDT is converted into 4Belt, 4Belt deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more USDT.

After USDT is converted into ibUSDT, ibUSDT deposits are yield-optimized at AutoFarm Network. Platform rewards are auto-compounded into more USDT.

USDT deposits are sent to Dopple Finance's DOP LP to provide liquidity and stake. Platform rewards are auto-compounded into more USDT.

DOPX DOP Compound

USDT deposits are yield-optimized at Channels Finance Protocol and auto-compounded at ACryptoS.

USDT deposits are yield-optimized at Qubit Finance. QBT and BUNNY are auto-compounded at Bunny into more USDT.

USDT deposits are lent to SpiritSwap FTM/fUSDT leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spirit FTM/fUSDT

USDT deposits are lent to SpookySwap's FTM/fUSDT leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky FTM/fUSDT

USDT deposits are lent to SpiritSwap fUSDT/SPELL leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spirit fUSDT/SPELL

fUSDT deposits are lent to SpookySwap's USDC/fUSDT leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

FTM-KEK is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-KEK tokens are yield-optimized by auto-compounded BOO rewards into more FTM-KEK tokens.

FTM-LQDR is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-LQDR tokens are yield-optimized by auto-compounded BOO rewards into more FTM-LQDR tokens.

FTM-FOO is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-FOO tokens are yield-optimized by auto-compounded BOO rewards into more FTM-FOO tokens.

FTM-SHADE is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-SHADE tokens are yield-optimized by auto-compounded BOO rewards into more FTM-SHADE tokens.

USDC-WOO is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of USDC-WOO tokens are yield-optimized by auto-compounded BOO rewards into more USDC-WOO tokens.

FTM-BOO is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of FTM-BOO tokens are yield-optimized by auto-compounded BOO rewards into more FTM-BOO tokens.

ATL deposits are yield-optimized at Atlantis Loans Protocol and auto-compounded at ACryptoS.

BNB-QI is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-QI tokens are yield-optimized by auto-compounded CAKE rewards into more BNB-QI tokens.

CRV deposits are lent to SpookySwap's FTM/CRV leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky FTM/CRV

Spirit FTM/CRV

BOO deposits are lent to SpookySwap's FTM/BOO leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spooky FTM/BOO

FTM deposits are lent to SpookySwap's FTM/USDC leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

BUSD-ATL is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BUSD-ATL tokens are yield-optimized by auto-compounded ATL rewards into more BUSD-ATL tokens.

USDT-BSW is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of USDT-BSW tokens are yield-optimized by auto-compounding BSW rewards into more USDT-BSW tokens.

Biswap

BNB-BNX is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-BNX tokens are yield-optimized by auto-compounding BSW rewards into more BNB-BNX tokens.

BUSD-KALA is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BUSD-KALA tokens are yield-optimized by auto-compounding BSW rewards into more BUSD-KALA tokens.

BNB-AVAX is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-AVAX tokens are yield-optimized by auto-compounding BSW rewards into more BNB-AVAX tokens.

BNB-PEARL is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-PEARL tokens are yield-optimized by auto-compounding BSW rewards into more BNB-PEARL tokens.

BNB-SOL is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-SOL tokens are yield-optimized by auto-compounding BSW rewards into more BNB-SOL tokens.

BNB-DPET is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-DPET tokens are yield-optimized by auto-compounding BSW rewards into more BNB-DPET tokens.

BNB-BSW is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-BSW tokens are yield-optimized by auto-compounding BSW rewards into more BNB-BSW tokens.

BNB-AIRT is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-AIRT tokens are yield-optimized by auto-compounding BSW rewards into more BNB-AIRT tokens.

BNB-NEAR is a liquidity token that passively earns trading fees by facilitating swapping. Deposits of BNB-NEAR tokens are yield-optimized by auto-compounding BSW rewards into more BNB-NEAR tokens.

TAROT deposits are lent to SpiritSwap's FTM/TAROT leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

Spirit FTM/TAROT

TAROT deposits are lent to SpookySwap's FTM/TAROT leveraged farmers on Tarot. APY fluctuate based on lending pool utilization rates.

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